Grow Your Business With Flexible Financing

Because traditional financing solutions are often designated to meet specific needs, you may need to acquire several types of loans to grow your business. However, if you want the freedom to spend the money you receive in any way you deem fit, a stated income commercial real estate loan is an excellent option.  This flexible avenue of financing is offered by Lauredant Capital, LLC and gives you the freedom to grow your company in a wide variety of ways.

What Is a Stated Income Loan?

A stated income loan is an avenue of financing that looks at property value rather than credit history to determine eligibility. Your company automatically qualifies for a stated income loan if it owns property with a value greater than the combined cost of its insurance, mortgage and taxes. Not only are stated income loans easier to qualify for because they do not focus on credit history, but they are also typically approved more quickly because they require minimal paperwork.

How Are Stated Income Loans Beneficial?

Flexibility is the main benefit of stated income loans. You are free to use the funding in any way that will benefit your business. This flexibility alone makes stated income loans beneficial, but Lauredant Capital, LLC also offers the following advantages to borrowers with credit scores of 600 or greater.

• W-2 and self-employment documentation
• Loan terms of up to 25 years with fixed rates
• Large loan amounts of up to $500,000
• Up to 75% LTV for multi-family and mixed-use properties
• Up to 70% LTV for owner-occupied and investment properties
• Up to 65% LTV for commercial properties such as retail stores, office buildings, warehouses and storage facilities

Contact Us

A stated income commercial real estate loan can help you grow your busy in many ways. If you think this avenue of financing is right for your company, contact Lauredant Capital, LLC today to discuss your options.