Bankroll Revolving Line of Credit
A reusable credit line with low fixed weekly payments.
- Approvals up to $1,500,000
- Low fixed weekly payments
- Terms up to 36 months
- Unlimited draws
New York, NY Commercial Financing
Revolving Business Line of Credit in New York, NY
Fast business funding from $50K to $1.5 Million for small and medium-sized businesses. Decisions in 24 hours, funds in 1–3 business days.
- 24-Hour Approvals
- Soft Credit Pull to Start
- No Prepayment Penalty
- 3+ Months in Business
Secure Application
Bank Grade Encryption
Commercial Financing Only
LRD Capital is a New York, NY commercial financing company offering a business revolving line of credit from $50,000 to $1.5 million. Our Bankroll revolving line of credit and interest-only line of credit give small and medium-sized businesses fast business funding, with approval decisions within 24 hours, a soft credit pull to start and funds in 1 to 3 business days.
The Basics
What Is a Business Revolving Line of Credit in New York, NY?
A business revolving line of credit is a reusable credit limit your business can draw from whenever cash is needed. You make payments only on the amount you draw, and every payment restores available funds on the line.
LRD Capital offers revolving credit lines up to $1.5 million for New York businesses and companies across the United States, with no prepayment penalty, so you can pay off your balance at any time.
$1.5MMaximum credit line
24 hrsApproval decision
1–3 daysFunds in your account
$0Prepayment penalty
How It Works
How Does Fast Business Funding Work in New York, NY?
Get funded in four simple steps. No hidden fees, no hassle.
Apply Online
Apply online in about 2 minutes.
Upload Statements
Upload your last 3 months of business bank statements.
Receive Approval
Get an approval decision within 24 hours.
Get Funded
Receive funds in 1 to 3 business days.
Minimum Requirements
Who Qualifies for a Business Line of Credit in New York, NY?
Your credit does not have to be perfect. To qualify, your business needs:
- 575+Credit score
- $17K+Monthly revenue
- 3+ moTime in business
- U.S.Based business
IO-Bankroll has higher requirements. See the IO-Bankroll qualifications.
Funding Products
Which Business Revolving Line of Credit Options Are Available?
IO-Bankroll Interest-Only Line of Credit
Larger credit lines with interest-only payments.
- Approvals from $200,000 to $1.5 million
- Interest-only payments for up to one year
- Unlimited draws and paydowns
- Repayment terms up to 3 years
Business owners use their credit line for:
- Working capital
- Inventory
- Payroll
- Seasonal needs
- Equipment purchases
- Expansion
- New opportunities
Industries
Which Industries Use a Business Revolving Line of Credit in New York, NY?
We fund businesses across many industries, including:
- 🍽️Restaurants
- 🛍️Retail Stores
- 📦Wholesalers
- 🏭Manufacturers
- 🔧Plumbing Contractors
- ⚡Electrical Contractors
- ❄️HVAC Contractors
- 🩺Medical Equipment & Healthcare
Size Matters
How Does a Business Line of Credit Compare to a Merchant Cash Advance?
Larger amounts, longer terms. See how we compare.
| LRD Capital Line of Credit | Typical Merchant Cash Advance | |
|---|---|---|
| Maximum funding | $1,500,000 | $150,000 |
| Average funding | $120,000 | $50,000 |
| Maximum term | 36 months | 12 months |
| Average term | 23 months | 8 months |
Testimonials
What Our Clients Say
Business owners trust LRD Capital to fuel their growth.
LRD Capital helped us secure $250,000 to open our second location. The process was seamless and we had funds in just 2 days. Highly recommend!
We needed working capital fast to take on a major contract. LRD Capital approved us within 24 hours and the fixed weekly payments made budgeting easy.
The Bankroll revolving line of credit changed everything for us. We can draw funds when we need them and pay down without penalties. It's like having a financial safety net.
Other lenders wanted perfect credit and mountains of paperwork. LRD Capital looked at our revenue and approved us for $400,000 in equipment financing.
Get Up To $1,500,000 Within 24 Hours
Quick pre-qualification. No hard credit pull required.
Bank Grade Encryption
Check Your Funding Options
Quick pre-qualification — no hard credit pull required.
Visit or Call Us
Where Can New York Businesses Get Fast Business Funding?
LRD Capital is located at 521 Fifth Avenue, 17th Floor, New York, NY 10175-0038. Call or email to speak with an experienced loan consultant, or apply online to check your funding options with no hard credit pull. Learn more about LRD Capital.
- Address521 Fifth Avenue, 17th Floor
New York, NY 10175-0038 - Phone(929) 661-8129
- Email[email protected]
FAQ
Frequently Asked Questions About a Business Revolving Line of Credit in New York, NY
What is a business revolving line of credit?
A business revolving line of credit is a credit limit your business can draw from, repay and draw from again. You pay only on the amount you use, and each payment restores available credit. LRD Capital offers revolving credit lines up to $1.5 million for small and medium-sized businesses in New York and across the United States.
How fast can I get business funding in New York, NY?
With LRD Capital, you can apply online in about 2 minutes, receive an approval decision within 24 hours and get funds in 1 to 3 business days after approval. Having your last 3 months of business bank statements ready helps keep the process fast.
What credit score do I need for a business line of credit?
The minimum credit score for LRD Capital business funding is 575, so your credit does not have to be perfect. The IO-Bankroll interest-only line of credit has higher requirements, including an Equifax score of 651 or higher.
How much funding can my business get?
LRD Capital offers business funding from $50,000 to $1.5 million. The Bankroll revolving line of credit offers approvals up to $1,500,000 with a minimum initial draw of $5,000, and IO-Bankroll offers approvals from $200,000 to $1.5 million.
Will applying hurt my credit score?
Checking your funding options starts with a soft credit pull, and the pre-qualification form requires no hard credit pull. A soft credit pull does not affect your credit score.
What documents do I need to apply?
You need to complete the short online application and upload your last 3 months of business bank statements. An LRD Capital loan consultant will let you know if underwriting needs anything else.
Is there a prepayment penalty?
No. You can pay off your balance at any time with no prepayment penalty, no prepayment fees and no maintenance fees on the Bankroll revolving line of credit.
What is the difference between a business line of credit and a business loan?
A business loan gives you one lump sum that you repay over a set term. A business line of credit lets you draw funds as you need them, pay only on what you draw and reuse the line as you repay it, which gives you more flexibility for cash flow.
Can a new business qualify for fast business funding?
Yes. Businesses with at least 3 months in operation, monthly revenue of $17,000 or more, a credit score of 575 or higher and a U.S. base may qualify for LRD Capital business funding.
Is LRD Capital a bank?
No. LRD Capital LLC is a New York commercial financing company, not a bank. All financing is subject to underwriting approval, rates and terms vary, certain products may come from third-party funding partners, and products are not available in all states.
What can I use a business revolving line of credit for?
New York business owners use a revolving line of credit for working capital, inventory, payroll, seasonal needs, equipment purchases, expansion, a new location and new technology. Because the line restores as you repay, you can use it again for the next need without a new application.
Do you offer business funding outside New York City?
Yes. LRD Capital is based on Fifth Avenue in New York City and provides fast, flexible commercial financing to small and medium-sized businesses across the United States. Products are not available in all states, so a loan consultant will confirm availability for your location.
LRD Capital provides commercial financing solutions and is not a bank. All financing is subject to underwriting approval. Rates and terms vary. Certain products may be provided by third-party funding partners. Products are not available in all states.
LRD Capital
Fast, flexible commercial financing for small and medium-sized businesses across the United States.
521 Fifth Avenue 17th Floor,
New York, NY 10175-0038
Phone: 929-661-8129
Email: [email protected]
Company
About Us
Products
Business Line of Credit
Revenue-Based Financing
Equipment Financing
Working Capital Loans
LRD CAPITAL LLC provides commercial financing solutions. We are not a bank. All financing is subject to underwriting approval. Rates and terms vary. Certain products may be provided by third-party funding partners. Not available in all states.
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