Terms Of Service

Last updated: February 2026

Acceptance of Terms

By accessing or using LRD Capital's website and services, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

Services

LRD Capital provides commercial financing solutions including business lines of credit, revenue-based financing, equipment financing, and working capital loans. All financing is subject to underwriting approval. We are not a bank.

Application Process

By submitting an application, you authorize LRD Capital and its funding partners to obtain consumer and business credit reports, verify bank records, and conduct due diligence for commercial financing purposes. Applications are for business financing only.

Electronic Communications

By using our services, you consent to receiving electronic communications including emails, text messages, and notifications related to your application and account.

Limitation of Liability

LRD Capital shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services. Rates, terms, and product availability are subject to change without notice.

Governing Law

These terms are governed by the laws of the State of New York. Any disputes shall be resolved in the courts of New York.

LRD Capital

Fast, flexible commercial financing for small and medium-sized businesses across the United States.

41 Madison Ave, 31st Floor
New York, NY 10010

800-332-3994

[email protected]

Company

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Products

Business Line of Credit

Revenue-Based Financing

Equipment Financing

Working Capital Loans

LRD Capital provides commercial financing solutions. We are not a bank. All financing is subject to underwriting approval. Rates and terms vary. Certain products may be provided by third-party funding partners. Not available in all states.

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